Tim McClymont

Consultant Lawyer

Vampire in charge of the blood bank – a CTP Insurer tale

Let me tell you a story that even Bram Stoker would find hard to believe.   Scott and his wife were heading to a house auction...

Is tubing a dangerous recreational activity?

‘Tubing’ – an extremely exhilarating and fun activity undertaken by many young Australians. Tubing involves a person riding in some type of inflatable object (called...

Duty of disclosure for personal insurance  

As is often the case, contracts of life insurance, income protection and total and permanent disability (TPD) are usually entered into many, many years before...

Gaps in the Total and Permanent Disability Insurance sector and tips on navigating the process

As a compensation lawyer I am regularly advising our clients on their rights to make a total and permanent disability (TPD) claim.  It is my...

Not so charitable

Australians are a giving lot. This is especially so when the chips are down, and others are doing it tough. Aussies will often donate their...

People before profits

The new tool making insurers nervous For many years’ financial planners, accountants and advisors have recommended that your financial strategy include not just investments and...