The latest episode of Further Particulars takes a closer look at a growing issue within Queensland’s Compulsory Third Party (CTP) insurance scheme.
In this episode, hosts Senior Associate Alexandra King and Lawyer Geogia Coen unpack data from the Motor Accident Insurance Commission, which reveals a significant disparity in outcomes between claimants who seek legal representation and those who do not. The figures tell a stark story: on average, unrepresented individuals receive substantially lower compensation than those supported by lawyers, both in rehabilitation funding and final settlements.
But this isn’t just about individual outcomes, it’s about a broader trend. The number of claimants self-representing in CTP claims is rising rapidly, with a notable increase over recent years. As more Queenslanders navigate the claims process alone, concerns are growing about whether they are fully aware of their rights or achieving fair results.
This episode takes listeners through the realities of the CTP claims process in Queensland. From strict deadlines and procedural requirements to the range of compensation categories available, it’s a system that can quickly become overwhelming. Many people may not realise that even relatively minor injuries can entitle them to compensation, including for medical expenses, lost income, rehabilitation, and pain and suffering.
Ultimately, this episode raises an important question about fairness within the system. Should injured people need legal expertise to secure appropriate compensation, or should the process itself better support those navigating it?
Watch Further Particulars – Episode 2 here:
